Tata Capital recently announced its IPO comprising 23 crore fresh shares and an offer for sale (OFS) by its eligible shareholders. In addition, the financial services company has also announced its right issue for not more than Rs 1504 crore. The company communicated this through a SEBI intimation.
Key Details Of The Right Issue
| Total Number of shares to be issued | 5,35,20,102 shares |
| Face value of shares | Rs 10 per share |
| Premium on shares | Rs 271 per share |
| Issue price | Rs 281 per share |
| Shares Entitlement Ratio | 1:70 (1 new equity share for every 70 equity shares held) |
| Opening and Closing date | 7th March.25 to 16th March 25 |
| Amount payable | Rs 281 per share upfront on application |
Purpose of Fund Raising
✅ Strengthening Financial Position
Enhancing capital reserves to ensure long-term stability.
✅ Business Expansion
Scaling up lending operations in retail and corporate sectors.
✅ Investment in Subsidiaries
Supporting the growth of key financial service arms.
✅ Debt Reduction
Optimizing financial structure by reducing liabilities.
✅ Regulatory Compliance
Meeting RBI’s mandate for NBFCs to go public by 2025.
This fund infusion will enhance Tata Capital’s ability to support retail clients while maintaining a strong position in the NBFC sector.
Tata Capital IPO Prospects
The NBFC has not disclosed any specific timeline for listing. However, following the RBI guidelines, the upper-layer NBFC should list before September 2025. The total size of the IPO is expected to be around Rs 15,000 crore.
Post news, the unlisted share price went from Rs 800 to above Rs 1000 per share. However, brokerages expect the share price to be between Rs 400 and 500 per share.
Tata Capital H1 FY 25 Performance
- Disbursals & Loan Book Expansion: The company’s loan book surged to Rs 1,76,536 crore in H1 FY25, marking a significant 32 % increase from Rs 1,32,470 crore in H1 FY24. The disbursal to Rs 44,618 crore in H1 FY24 to Rs 62,289 crore in H1 FY25.
- If we check their Net Interest Income(including fees collected), it has shown a significant 43% increase from Rs 3,635 crore in H1 FY24 to Rs 5,208 crore in H1 FY25.
- Despite an insignificant change in NIM, the profitability of Tata Capital increased as the Profit After Tax(PAT) grew from Rs 1,510 crore in H1 FY24 to Rs 1,888 crore H1 FY25, highlighting a 25% increase
- The Gross NPA % decreased from 1.6% in H1 FY24 to 1.5% in H1 FY25, suggesting a slight improvement in the asset quality.
- A Provision Coverage Ratio(PCR) of 70% tells us that the NBFC is not at risk, and asset quality is taken care of. Tata Capital’s risk coverage ratio has decreased from 73% in H1 FY24 to 70% in H1 FY25.
Investor Sentiments
With India’s credit sector undergoing digitalisation and major expansion, Tata Capital is well-positioned to lead the growth of this sector, attracting significant opportunities. The company’s growing operations, diversified portfolio and Tata group support give it a bonus in attracting significant investment.
Can we buy Tata Capital shares?
Tata Capital has been growing substantially in its operations as well as market performance which is reflected in the tata capital share price . The NBFC is planning for an IPO in 2025. This may be the right time for you to increase your wealth by investing in a trending pre-IPO stock like Tata Capital.
You can buy Tata Capital Ltd unlisted shares with the help of Stockify. Here, you can access its updated share price and year-wise financial data. Our professionals help you pick and invest in the right pre-IPO stocks.
Gain more by joining our Whatsapp group for regular stock updates.
Frequently Asked Questions (FAQs)
Q1. What is the share price of Tata Capital Unlisted Shares?
The Tata Capital Share Price today is Rs. 971. Unlisted share prices are subject to fluctuations based on the market trend and the company’s performance.
Q2. Where can I check Tata Capital unlisted share price?
You can check the share price of Tata Capital unlisted shares on Stockify. We provide updated information on all the latest unlisted shares of blue-chip companies.
Q3. Why should I trust Stockify to buy Tata Capital unlisted shares?
Stockify is India’s leading platform for buying and selling unlisted shares. We provide a complete analysis of the latest unlisted shares and provide a well-researched and updated price of the unlisted shares.
Q4. Is Tata Capital a listed company?
Tata Capital is not yet listed on the stock exchange, so it is not a public listed company. You can buy Tata Capital unlisted shares if you want to invest in the company. Before the company gets listed, you can buy the pre-IPO shares using Stockify.
Q5. Is it legal to buy Tata Capital unlisted shares in India?
Buying and selling Tata Capital unlisted shares is 100% legal in India; in fact, there are online stock brokers that buy and sell unlisted shares. Stockify is one platform you can use to buy and sell Tata Capital unlisted shares in India.
