Fincare Unlisted Shares

Fincare Small Finance Bank Unlisted Shares

BUY AT INR 225.0

5/5

Key Indicators

KEY INDICATORS
2023
FACE VALUE/SHARE
10.0
BOOK VALUE/SHARE
59.5
PRICE TO EARNING (PE)
47.8
PRICE/SALES
2.5
PRICE/BOOK
3.8
OUTSTANDING SHARES (Million)
220.8
MARKET CAP(Rs.Million)
49658.7
DEBT/EQUITY
8.5
DIVIDEND/SHARE
0.0
DIVIDEND % (ON CMP)
0.0%
RETURN ON TOTAL ASSETS
2.2%
RETURN ON EQUITY
21.2%
ROWC
6.3%

* Ratio is calculated based on latest financial & current share price.

About The Company

The journey of Fincare Small Finance Bank was the process of coming together of 2 NBFC Micro Finance Institutions, Future Financial Services Private Limited and Disha Microfin Private Limited. Disha Microfin Private Limited received the final license from the RBI under section 22 of the Banking regulation Act, 1949 to launch Banking operations in May 2017. The Bank commenced banking operations on 21st July 2017, with a vision to enable the financial inclusion of the unbanked and underbanked base of the pyramid, mass retail and micro and small enterprise segments with the active participation of the affluent. In the first quarter of FY20, Fincare Small Finance Bank was included in the Second Schedule of the Reserve Bank of India Act, 1934. By virtue of this, our Bank is now a Scheduled Commercial Bank, a status that reflects the highest degree of trust and good governance.
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Pricing Trend

Financials

Revenue Growth %

EBDITA Margin %

EPS Growth %

Profit & Loss Summary

(All Amount in INR Millions)

PROFIT AND LOSS
2023
2022
2021
2020
2019
2018
PROFIT AND LOSS
2023
2022
2021
REVENUE
19708
16477
13784
12157
6750
3506
REVENUE
19708
16477
13784
EXPENSE
18672
16388
12653
10723
5730
4482
EXPENSE
18672
16388
12653
EBDITA
1036
89
1131
1435
1020
-976
EBDITA
1036
89
1131
OTHER COST
0
0
0
0
0
0
OTHER COST
0
0
0
PBT
1036
89
1131
1435
1020
-976
PBT
1036
89
1131
TAX EXPENSE
0
0
0
0
0
0
TAX EXPENSE
0
0
0
PAT
1036
89
1131
1435
1020
-976
PAT
1036
89
1131
OTHER INCOME/EXP.
1752
1810
971
-618
-796
180
OTHER INCOME/EXP.
1752
1810
971
INCOME (NET OF TAXES)
2789
1899
2102
817
224
-796
INCOME (NET OF TAXES)
2789
1899
2102
OUTSTANDING SHARE
221
231
64
59
45
37
OUTSTANDING SHARE
221
231
64
EPS ( Rs/share)
4.7
0.4
17.7
24.4
22.4
-26.0
EPS ( Rs/share)
4.7
0.4
17.7

Balance Sheet

(All Amount in INR Millions)

BALANCE SHEET
2023
2022
2021
2020
2019
2018
BALANCE SHEET
2023
2022
2021
CASH & CASH EQUIVALENT
6544
12360
10365
10585
1419
477
CASH & CASH EQUIVALENT
6544
12360
10365
NON CURRENT ASSET
116955
92303
68106
60334
36502
20226
NON CURRENT ASSET
116955
92303
68106
CURRENT ASSET
1178
4396
1191
244
3797
2039
CURRENT ASSET
1178
4396
1191
TOTAL ASSET
124677
109059
79662
71163
41717
22741
TOTAL ASSET
124677
109059
79662
EQUITY SHARE CAPITAL
2208
2208
646
636
564
375
EQUITY SHARE CAPITAL
2208
2208
646
RESERVES
10929
9747
9533
8402
6096
3001
RESERVES
10929
9747
9533
TOTAL EQUITY
13137
11955
10179
9038
6660
3376
TOTAL EQUITY
13137
11955
10179
NON CURRENT LIABILITY
108172
93991
67189
60221
33263
17961
NON CURRENT LIABILITY
108172
93991
67189
CURRENT LIABILITY
3368
3113
2294
1904
1795
1405
CURRENT LIABILITY
3368
3113
2294
TOTAL LIABILITIES
111540
97104
69483
62125
35057
19366
TOTAL LIABILITIES
111540
97104
69483
TOTAL EQUITY & LIABILITY
124677
109059
79662
71163
41717
22741
TOTAL EQUITY & LIABILITY
124677
109059
79662

Cash Flow Summary

(All Amount in INR Millions)

CASH FLOW
2023
2022
2021
2020
2019
2018
CASH FLOW
2023
2022
2021
OPERATING ACTIVITY
-561
-16439
478
4694
-2471
-4515
OPERATING ACTIVITY
-561
-16439
478
INVESTING ACTIVITY
-2236
-424
-525
668
-217
-151
INVESTING ACTIVITY
-2236
-424
-525
FINANCING ACTIVITY
-1596
17128
323
1794
4402
4379
FINANCING ACTIVITY
-1596
17128
323
NET CASH FLOW
-4392
265
276
7156
1715
-287
NET CASH FLOW
-4392
265
276

Shareholders

Shareholders
Fincare Business Services Ltd
Amethyst Inclusion Pte Ltd
Vistra Itcl Ltd
Wagner Limited
True North Fund V Llp
Indium Iv Mauritius Holdings Ltd
Omega Tc Holdings Pte Ltd
Leapfrog Rural Inclusion (India) Ltd
Kotak Mahindra Life Insurance Co Ltd
All Others
%
75.1
3.7
3.2
2.4
2.2
2.2
1.1
0.7
0.6
9.4

Registered Address

Management

Pramod Kabra
Chairman
Rajeev Yadav
Managing Director & CEO
Keyur Doshi
Chief Financial Officer
Tushar Shridharani
Company Secretary

Annual Reports

Quarterly Reports

NEWS

13
Small finance banks gain 8% incremental market share
newss
Information and particulars in Respect of Balance sheet
LIVE Mint
Fincare Small Finance Bank gets go-ahead for ₹1,330 crore IPO
Moneycontrol
Fincare SFB postpones IPO, cites external factors
newss
Fincare Small Finance Bank has honored with India Posh Awards 2021
Moneycontrol
Fincare Small Finance Bank - Going Beyond Lending
LIVE Mint
Fincare SFB announces attractive FD rates, offers 9.01% to senior citizens and 8.41% to others
Business Standard
Fincare Small Finance Bank reports standalone net profit of Rs 27.18 crore in the December 2022 quarter
Business Standard
Fincare Small Finance Bank standalone net profit declines 57.13% in the June 2021 quarter
Business Standard
Fincare Small Finance Bank standalone net profit declines 84.29% in the September 2021 quarter
line
Fincare SFB to raise up to Rs 625 cr through fresh issue of shares in IPO
50
Fincare Small Finance Bank partners with Go Digit Insurance in India
line
AU Small Finance eyes Fincare SFB for acquisition
1
Fincare Small Finance Bank Introduces All-New Debit Card Along With Mastercard
LIVE Mint
Fincare Small Finance Bank IPO gets SEBI approval
news18
Fincare Small Finance Bank, Western Carriers Get SEBI Nod For IPO
line
Potential merger between AU Small Finance and Fincare SFB
bloomberg.webp
Fincare Small Finance Bank To Merge With AU Small Finance Bank
Bloomberg Prime
Fincare Small Finance Bank To Merge With AU Small Finance Bank
line
Fincare SFB promoters to pump in ₹700 crore as part of the merger deal with AU Small Finance Bank
Business World
Small Finance Banks May Switch On Merger And Acquisition Mode
Business Standard
Fincare Small Finance Bank hikes interest on savings account to 7.5%
Moneycontrol
CCI gives approval for AU-Fincare merger
Business Standard
Fincare Small Finance Bank standalone net profit rises 227.35% in the December 2023 quarter
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Latest Articles From The Experts

Why Fincare Small Finance Bank Ltd Is A Good Investment Choice In India?

Why Did Fincare Small Finance Bank Ltd Refile Its IPO?

Fincare Small Finance Bank To Expand In Eastern India – What Does The Future Hold?

Fincare small finance bank

Did SEBI Return Fincare Small Finance Bank’s IPO Papers Again?

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Buy Fincare small finance bank unlisted share

Fincare Small Finance Bank (SFB) is a digital-first SFB that focuses on unbanked and underbanked customers, particularly in rural and semi-urban areas. Basically, it operates as a retail bank in India. According to CRISIL, Fincare Small Finance Bank has the highest growth rate in advances from FY18 to FY20. In March 2021, the recorded equity share capital of the company was Rs. 63,610,481. In 2021, the bank received a reward for KMPG Business Today: Faster Growing SFB. Considering the unlisted shares, the company gives a golden opportunity to its investors to get a high ROI by investing in unlisted shares.

Details of Fincare Small Finance Bank Unlisted Shares

 

Total Available Shares: Not Available
Face Value: ₹ 10 Per Equity Share
ISIN: INE519Q01017
Lot Size: 100 Shares
Current Unlisted Share Price: ₹ 209 Per Equity Share

Fincare Small Finance Bank Growth Prospects

For FY 2023, it records a total income of Rs. 1,97,080 lakhs and a profit margin of Rs. 27,885 lakh to capture growth in comparison to FY 2022,   in which its income was  Rs. 1,64,474 lakh and profit of Rs. 18,997. The company has bounced back after the profit rates slowed down by 15 to 25%  during the last 2 to 3 years due to the Covid-induced slowdown. 

Merger With AU Small Finance Bank 

In October 2023, Fincare Small Finance Bank declared its merger with AU Small Finance to aid diversification in its portfolio. It offers the inclusion of microfinance products, mortgages, and gold loan businesses, attracting more micro-entrepreneurs and small enterprises. 

 

For the amalgamation plan, Fincare Small Finance Bank shareholders will get 579 equity shares in exchange for AU Small Finance Bank Ltd for each 2,000 fully paid-up equity shares they own.  Post-merger, both institutions will work on the market challenge and pivot their microfinancing exposure. 

 

It will unlock the new door of growth for Fincare Small Finance Bank:

 

  • Opportunity for microfinance portfolio 
  • Fincare SFB will boast over 54 lakh customer base with a merger
  • Expansion towards the southern part of India 
  • Opportunity for cross-selling lending products

Fincare Small Finance Bank Ltd unlisted share price overview

Unlike other banks in India, Fincare Small Finance Bank has been growing in the stock market by offering its unlisted shares. A year ago, the unlisted share price of FSFB was Rs. 65 per equity share, and the Fincare Small Finance Bank unlisted share price today is Rs. 185.0. Ups and downs keep on going in the FSFB unlisted shares, so you can invest and reap high revenue from the investment. Let’s have a look at the graphics of the price of FSFB unlisted shares given below.

Why buy Fincare Small Finance Bank unlisted shares?

Fincare Small Finance Bank has a wide network of 528 banking outlets, 219 business correspondents outlets, and 108 ATMs across 16 states. According to CRISIL, the share of FSFBs in deposits and credits has seen a steady surge over the years and is expected to reach up to 1% and 1.5% by the Fiscal year 2024, from 0.6% to 1.0% in deposits and credits in the Fiscal year 2021. Let’s have a look at the previous financial performance of the company.

Fincare Financials

How to apply for Fincare Small Finance Bank unlisted shares online?

If you’re wondering how to apply for FSFB unlisted shares, then Stockify is here to help. We have experts who can help you throughout the buying and selling process of unlisted shares. Further, we provide you with details like revenue growth, EBDITA margin, EPS growth, and KPIs of the company. Connect and buy Fincare Small Finance Bank unlisted shares today!

Check Fincare Small Finance Bank unlisted share Price today at Stockify

Want to check out the price of FSFB unlisted shares but not sure where to check? Stockify is the leading platform offering you up-to-date information on FSFB unlisted shares. The current price of FSFB unlisted shares is Rs. 185.0 per equity share. Though the prices regularly change, you can get daily updates by subscribing to our newsletter. For more information, you can reach out to our experts today.

Check out prices of other unlisted shares on Stockify

Do you want to invest in unlisted shares of other leading unlisted companies apart from Fincare Small Finance Bank? Unlisted shares are a great way to diversify your investment portfolio. If you’re looking to invest in unlisted shares other than FSFB, then Stockify brings you a list of top pre-IPO companies to invest in. You can check out the list of leading pre-IPO companies in India on our website. We ensure that you can grow your wealth and will find the best company for your investment.

 

Login To Buy Fincare Small Finance Bank Unlisted Shares Today!

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FAQ On Fincare Small Finance Bank Unlisted Shares

Due to past performance and potential to grow, investment in Fincare Small Finance Bank Ltd unlisted shares is a wise choice. At Stockify, you can easily buy and sell unlisted shares of Fincare Small Finance Bank Ltd. You just need to connect with our expert share brokers, and they will help you throughout the process.
If you are wondering how to sell Fincare Small Finance Bank Ltd shares online, just fill out basic details in the form and our experts will get back to you. Right from the initial deal to the final transfer of shares, our unlisted share brokers will help. Check out the list of the best unlisted shares in India or reach out to reputed unlisted share dealers online.
SEBI has recently reduced the lock-in period from 1 year to 6 months. There is a minimum lock-in period of 6 months from the date of purchase of unlisted shares. However, these shares can be freely transferable before listing in NSE/BSE. Connect with unlisted share experts at +91-80 4113 3935/+91-7353266646
In the recent, unlisted share market in India is spreading its wings and becoming quite big. Some highly recognized companies like Reliance, HDB finance and even the National Stock Exchange are trading unlisted stocks. At Stockify, we allow you to buy and sell any number of Fincare Small Finance Bank Ltd unlisted shares as per your budget or needs. Customise your unlisted share trading experience.
Yes, this is 100% legal and safe to buy unlisted shares of Fincare Small Finance Bank Ltd. However, this is applicable when you buy Fincare Small Finance Bank Ltd unlisted shares from reliable and known unlisted share dealers. You can request a quote or trade online at Stockify, we are ready to assist you.
There is no difference between the tax of unlisted and listed shares. Short-term capital gain taxes are usually paid on the profit of shares held for one year or less. A rate of 15% will be charged as STCG tax and surcharges will be added based on the period of your holding. Buying unlisted shares in bulk? Talk to our experts to learn more.
Applicability of Taxes on Fincare Small Finance Bank Ltd unlisted shares once it is listed?
The credit transfer process is also the same for both listed and unlisted stocks. Once the share is transferred it will be reflected in your depositary/Demat account NSDL/CDSL. You can also check it online by logging into the NSDL/CDSL account.
At Stockify, we have simplified the whole process of unlisted share trading. A basic KYC is required for investing in unlisted stocks. For KYC verification, you will need to show Adhar | PAN | Demat CML For NRI |PAN|DEMAT CML| NRO Bank statement. Want to know more about how to buy unlisted shares in India? Connect with expert share brokers today!
There are multiple factors such as Demand/Supply of shares, valuation of the companies & multiple other factors that affect the returns on any unlisted shares. For eg. Investment of 1 Lakh in CSK shares in 2019 is worth 20 lakhs today in 2022 (20x returns in just 3 year). The return on investment of unlisted shares also varies depending on the period of holding. Estimating a return on unlisted shares requires in-depth knowledge and understanding of the industry. So, you can connect with our unlisted share experts to get a greater share of profit
Due to past performance and potential to grow, investment in Fincare Small Finance Bank Ltd unlisted shares is a wise choice. At Stockify, you can easily buy and sell unlisted shares of Fincare Small Finance Bank Ltd. You just need to connect with our expert share brokers, and they will help you throughout the process.
Fincare is a renowned bank that has been offering banking services to people since 2014. The company recorded the highest growth rate in advance from FY18 to FY20. So, investing in Fincare Small Finance Bank unlisted shares is profitable indeed.
If you’re planning to invest in Fincare Small Finance Bank unlisted shares and are not able to find a suitable place, then Stockify is here to help. We assist you throughout the buying process of unlisted stocks. Contact us today.
Over the last few years, the unlisted share market has become quite big, and the ticket size has been reduced from 5-10 lac to 30-35 lac in today’s scenario. At Stockify, we help make the investment customised for you.
Once the company is listed, the unlisted shares will be taxed at listed rates if sold via exchange. So, yes, tax will apply on FSFB unlisted shares. To get more information, connect with experts at Stockify.
If you want to check the daily prices of Fincare Small Finance Bank unlisted shares, Stockify is the right platform for you. We regularly update prices on our site. So, subscribe to our newsletter today!
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