Incred Financial Services Unlisted Share Price

Incred Financial Services is an Indian non-banking financial service that provides services like personal, consumer, and SME business loans. The company was founded by  Bhupinder Singh. The company has received various funding rounds from business entities like Paragon Partners, Alpha Capital, and IDFC PE. Incred Financial Services has lent money to over 350,000 individuals and businesses and impacted 13,000 firms. Moreover, it proudly claims to have financed over 5000 students and 10000 digital merchants. It is not a surprise that retail investors are eager to invest in Incred Financial Services, which shows good growth potential. Therefore, Incred Financial Services unlisted shares have become a good investment option. 

Incorporated in 1991, Incred Financial Services Ltd is registered at the Registrar of Companies, Mumbai. Using technology and data science, the company provides quick lending services to its customers. 

Business Segments of Incred Financial Services

Incred has shown major growth in the last few years and has become one of the fastest-growing financial services providers. It directly affected Incred Financial Services share price, which also increased and proved a profitable investment option. The different business segments of the company are as follows:

• Personal loans
• Digital MSME loans
• Merchant Loan
• Education

Incred Financial Services Unlisted Share Overview

Incred Financial Services Unlisted Share Price Overview

Incred Financial Services’s share price has consistently grown since September 2021. The company has not filed DRHP, and its stocks remain active in the unlisted market. The share price of Incred Financial Services saw a sudden surge at the beginning of 2023. They have taken to a stable and show slow growth trends. Therefore,  Incred Financial Services Shares are a good investment opportunity for traders seeking good returns.

In addition, Incred Financial Services also showed positive growth in the recent financial year. Let’s take a look at a quick comparison of Incred financial report:

As you can see from the above table, Incred Financial Services recorded good growth in various financial metrics. This is why Incred financial services share price also increased during this period. According to the forecasted data, the performance of Incred Financial Services’ unlisted shares will continue to perform well, bringing investors good returns on investment.

Incred’s Financial Performace

• Profit After Tax (PAT): InCred’s net profit jumped 2.6 times, reaching Rs 316.3 crore in FY24, compared to Rs 120.9 crore in FY23, marking an increase of approximately 162% year-on-year.
• Operating Revenue: The company’s operating revenue surged by nearly 47%, totalling Rs 1,270 crore in FY24, up from Rs 864.6 crore in FY23. The revenue had also risen significantly from Rs 488 crore in FY22, enhancing the attractiveness of incred finance share price as a stable and growth-oriented investment.
• Total Revenue: InCred’s total revenue reached Rs 1,293.1 crore, which includes various income streams such as interest income and fees. Interest income alone rose by 45% to Rs 1,193.5 crore, contributing significantly to the overall revenue. This signals a sustainable upward trajectory, making incred unlisted share price attractive for long-term investors looking for high-growth opportunities.
• Operational Efficiency: The company improved its Return on Capital Employed (ROCE) to 5%, up from 3% in FY23, and its EBITDA margin increased to 34%, compared to 25% the previous year, potentially driving higher demand for incred finance unlisted share price among investors valuing profitability.

Improved profitability and revenue generation boosts investor confidence, potentially driving up the valuation of incred unlisted shares.

Expense Analysis

• Total Expenses: The company’s total expenses increased by 37.5% to Rs 871.3 crore in FY24, up from Rs 633.5 crore the previous year.
• Finance Costs: Finance costs constituted a major portion of expenses, climbing by 27.8% to Rs 454.8 crore, which accounted for about half of the total expenses.
• Employee Benefits: Employee benefit expenses also saw a notable rise of 36.3%, reaching Rs 261.4 crore, reflecting InCred’s aggressive hiring strategy to support its growth, reinforcing confidence in the stability of incred share price.

Why Buy Incred Financial Services Unlisted Shares?

Incred Financial Services announced revenue of more than Rs. 5 billion in FY2022. Moreover, since 2018, the company’s revenue has grown more than four times and is telling the story of a progressive company. Investing early in a company that is expected to grow is a good choice. Therefore, experts recommend buying unlisted shares of Incred Financial Services. 

In July 2022, KKR India Financial Services and InCred Financial Services merged, combining their lending businesses. The merger made Incred Finance an enterprise with a total equity base of USD 300 million and a balance sheet of USD 600 million. This union has only strengthened the footholds of Incred Financial Services in the market and allowed the company to deliver world-class service. Moreover, Incred Finance can now look forward to capitalising and dominating India’s abundant credit industry. 

The company recorded a Return on Total Assets(ROTA) of 2.39% in FY23, with a net profit of Rs 121 crore compared to 36.12 crore in FY22.

How to apply for Incred Financial Services Unlisted Shares online?

Investing in the unlisted shares of Incred Financial Services is hassle-free with Stockify. We provide the critical indicators on the website, such as EBITDA margin reports, net profit, revenue growth, share price, and EPS growth. Visit our website and take a look at this information to get an understanding of Incred Financial Services share performance in the market. If you like to learn more about these key indicators, you can always connect with the experts on Stockify. When you want to invest in Incred Financial Services, simply connect with us and start trading. On Stockify, you can easily buy and sell unlisted shares of Incred Financial Services hassle-free. 

Check Incred Financial Services Unlisted Share Price today at Stockify

On Stockify, we regularly update the share prices of Incred Financial Services. The current price of Incred Financial Services shares is Rs. 109. To know the share price of Incred Financial Services, visit Stockify regularly. When you see a favorable performance by the company’s shares, you can consider it a good investment opportunity. Register with Stockify and start investing today. 

Invest in Unlisted Shares With Stockify

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