Motilal Oswal Home Finance Limited (MOHFL) Unlisted Shares

Motilal Oswal Home Finance Limited (MOHFL) Unlisted Shares

₹9.610.00%
As on 31st Oct 2026 · market open
Industry: financialSector: non banking financial companyDepository: NSDL, CDSL
DRHP Filed: No

Indicative price history

▼ ₹0.47(-4.66%)over 1 W

Indicative levels compiled by our team for information only — not a price feed, quote, or offer to deal.

52W Low ₹9.611Y Return -26.1%52W High ₹13.00
Key Indicators
Current Share Price
₹9.61
Unlisted market
Face Value / Share
₹1.00
Latest
Book Value / Share
₹2.60
Latest
Price to Earning (PE)
41.50
TTM basis
Price / Sales
8.20
TTM revenue
Price / Book
4.10
Book value basis
Outstanding Shares
607.80 Cr
Latest
Market Cap
₹6,564.24 Cr
At current price
Debt / Equity
2.90
Latest
Dividend / Share
-
Declared
Dividend %
-
Yield
Return on Total Assets
2.6%
RoA
Return on Equity
10.2%
RoE
Working Capital Return
8.6%
RoWC

About Motilal Oswal Home Finance Limited (MOHFL)

Motilal Oswal Home Finance (MOHFL) gives home loans to families who are often turned away elsewhere. The company started in 2013 as Aspire Home Finance and was renamed in 2019, when it came under the Motilal Oswal brand. It is a subsidiary of Motilal Oswal Financial Services and is registered with the National Housing Bank.

Its customers are mostly first-time buyers, small business owners and salaried workers with modest incomes. Big banks can be slow or strict with this group, and MOHFL fills that gap. The loans cover buying, building, repairing or extending a house, and the company also offers loans against property. MALA, a product built for women borrowers, is part of the range. By December 2025, MOHFL had 126 branches in 12 states and more than 53,000 customers. Its loan book stood at Rs.5,379 cr. Since June 2013, Sukesh Bhowal has been CEO.

In FY26, revenue grew 22.9% to Rs. 800.8 cr, and EBITDA went up 23.1% to Rs. 541.2 cr. Net income rose faster, by 31.2%, to Rs. 163.4 cr. Earnings per share moved from Rs. 0.22 to Rs. 0.26. Profit growing faster than revenue means the company kept more of each rupee it earned. Loan quality looks fine too. Gross NPA was 1.43% in December 2025. That is, borrowers had stopped repaying only a small part of the loan book.

The Motilal Oswal name also makes it easier for the company to raise money. In March 2026, the Asian Development Bank agreed to put in $100 million. MOHFL plans to use it for loans to women and for green housing. MOHFL is not trying to be the biggest lender. It focuses on families who need a first home loan. In FY26, it also kept about 20 paise of every rupee it earned as profit, up from about 19 paise the year before.

MOHFL might not be trying to be the biggest lender. It focuses on families who need a first home loan. And its FY26 results show that this approach is working. Revenue, EBITDA, and net income all grew, with net income growing fastest.

SectorFinancial · Non banking financial company
ISININE658R01011
Face Value₹1.0
DepositoryNSDL, CDSL
RTAlink intime
HQMolal Oswal Tower, Rahimtullah Sayani Rd, Opp. Parel ST Depot, Prabhadevi, Mumbai - 400 025.

Financial Performance

Consolidated figures in ₹ Crore, from annual reports and public filings.

IndicatorsFY26FY25FY24FY23FY22FY21FY20FY19FY18
Revenue800.8651.6589.0531.9526.2545.5576.4648.4670.8
Expense259.6212.1162.1134.1174.2159.7165.5451.5229.4
EBITDA541.2439.5426.9397.8352.0385.8411.0196.9441.4
Other Cost332.6273.0255.6222.3233.7295.4350.1408.6416.6
PBT208.6166.4171.3175.5118.390.460.9-211.624.8
Tax Expense49.836.238.839.223.450.221.8-74.75.6
PAT158.8130.3132.5136.394.940.239.1-136.919.2
Other Inc./Exp.4.5-5.7-0.10.20.00.40.71.20.9
Net Income163.4124.5132.5136.594.940.639.8-135.820.1
Shares O/S607.80605.39602.70603.40602.20601.50601.10601.10601.10
EPS (₹)0.260.220.200.200.200.100.10-0.200.03
Rev. Growth %22.9%10.6%10.7%1.1%-3.5%-5.4%-11.1%-3.3%—
EBITDA Mgn %67.6%67.4%72.5%74.8%66.9%70.7%71.3%30.4%65.8%
Net Mgn %20.4%19.1%22.5%25.7%18.0%7.4%6.9%-20.9%3.0%
EPS Growth18.2%10.0%0.0%0.0%100.0%0.0%-150.0%-766.7%—

Financials are as published on stockify.net.in and compiled from public filings. Refer to the audited annual report for exact figures.

Corporate Profile

Registered details, management and downloadable documents.

ISININE658R01011
PANAAMCA0234H
AddressMolal Oswal Tower, Rahimtullah Sayani Rd, Opp. Parel ST Depot, Prabhadevi, Mumbai - 400 025.
RTAlink intime

Frequently Asked Questions

How to buy Motilal Oswal Home Finance Limited unlisted shares?+

You can easily buy Motilal Oswal Home Finance unlisted shares with Stockify. Just follow these steps.

  1. Send your Client Master List (CML) to us through WhatsApp or email to admin@stockifyfintech.com.

  2. Once your transaction is final, the invoice will be sent to your registered e-mail address.

  3. Pay the agreed amount to the Stockify bank account mentioned in the invoice.

  4. You can pay through RTGS, NEFT, IMPS, or a cheque transfer.

  5. On payment confirmation, your shares will be transferred to your demat account within 24 hours.

Place your buy order here, and our team will contact you within 30 minutes.

How to sell Motilal Oswal Home Finance Limited unlisted shares?+

You can easily sell Motilal Oswal Home Finance Limited (MOHFL) Unlisted Shares through Stockify. Here’s how:

  1. Stockify will send you the Demat Client Master List (CML) by email.

  1. Share your KYC details, including CML, PAN, and a cancelled cheque.

  1. Have your shares transferred to Stockify's demat account.

  2. We will transfer money to your bank account.

Place your sell order here, and our team will contact you within 30 minutes.

What is the lock-in period of Motilal Oswal Home Finance Limited unlisted shares?+

Motilal Oswal Home Finance Limited (MOHFL)Unlisted shares lock-in period changes by investor category. As per SEBI rules, you can sell you pre ipo shareholding for 6 months from the IPO listing date. But there are some exceptions to this. With categories like venture capital funds, FVCIs, and Category II AIFs getting some exemptions. Investors should research independently before trading in unlisted shares.

Is buying Motilal Oswal Home Finance Limited unlisted shares legal in India?+

It is completely legal to buy Motilal Oswal Home Finance unlisted shares in India through different online platforms, wealth managers, or brokers. They help with over-the-counter (OTC) transactions. Just make sure that you follow all the relevant laws and regulations by SEBI, the Securities Contracts Regulation Act, and the Companies Act, 2013.

Note: Check the Client Master List, share ownership and transfer documents, and then deal with a trusted broker. If you want to buy MOHFL unlisted shares, get in touch with our team at +91-8042453560.

How are short-term and long-term capital gains taxed on Motilal Oswal Home Finance Limited unlisted shares?+

Capital gains on Motilal Oswal Home Finance Unlisted shares will be taxed differently for short-term and long-term gains. 

  • For unlisted shares sold within 24 months of holding them, they will come under short-term capital gains (STCG) and be taxed as normal income.

  • For unlisted shares sold after 24 months of holding them, the gains will be long-term capital gains and taxed at 12.5% without any indexation benefit.

Some important points to note:

  • You can offset a short-term loss against both short-term and long-term capital gains, and any loss that remains after that can be carried forward for 8 years, provided that you file your income tax return on time.

  •  A long-term capital loss can be set off only against long-term gains, and any remaining loss can be carried forward for 8 years. This benefit is available as long as you file your return on time.

  • The taxation rate for long-term capital gains (LTCG) was cut from 20% with indexation to 12.5% without indexation, effective 23 July 2024. This continues unchanged into FY 2026-27.

  • LTCG from unlisted shares is fully taxable. The Rs.1.25 lakh exemption limit applies only to listed shares.

No recent change: The 2026 budget had no changes in rates or holding periods for unlisted shares. If you want to know how taxation applies to your unlisted share investment, contact our experts at Stockify with this number +91-8042453560.

What are the risks of investing in Motilal Oswal Home Finance Limited unlisted shares?+

Unlisted shares like Motilal Oswal Home Finance carry risks you should understand before investing.

  1. Market Liquidity
    Unlike listed shares, unlisted shares are not traded actively. Selling your share to a buyer at market price may take time, increasing the risk of your investment getting stuck, or you will be compelled to sell at a lower price.

  2. Price Fluctuations
    Unlike listed shares, unlisted shares may not be available every time. This limited availability sometimes creates heavy fluctuations in the market value of unlisted shares.

  1. Regulatory risk
    Unlisted shares are traded privately and don't fall under the compliance of any stock exchange like BSE or NSE. An unauthorised platform creates the risk of fraud, failed delivery, or lack of settlement guarantees. There is no formal grievance redressal or dispute resolution in the unlisted market.

  2. Limited Information
    Public companies have strict information and disclosure requirements. But there is no such need for unlisted shares. They don't need to disclose quarterly financial statements. operational changes, or shareholding patterns, which are usually done by publicly listed companies. This reduces diligence and trust in investors' research, increasing the risk before investment decisions are made.

Do your independent research before investing in unlisted shares. Else, consult a SEBI-registered financial advisor.

How is DIS (Delivery Instruction Slip) used to sell Motilal Oswal Home Finance Limited unlisted shares?+

A Delivery Instruction Slip (DIS) is used by the Demat holder to inform the broker or bank to transfer a security from their account. 

Here is how DIS was used:

  1. Enter the ISIN, number of shares, and the details of Stockify's demat account in the DIS. We will send you our details in an email.

  2. Sign the slip and hand it to your Depository Participant (DP). If your DP offers an option to transfer funds online, you can follow the same instructions online.

  3. Once the shares have been credited to your Stockify demat account, we will transfer the sale proceeds to your bank account.

Important: Make sure you only use the demat account details provided by our team to prevent any delays.

Has Motilal Oswal Home Finance Limited filed for an IPO?+

The company has not filed its IPO papers with SEBI, nor has it said when it plans to list. Right now, its shares are unlisted. That means you won’t find them on the NSE or BSE, so you can’t buy them on a normal trading app. 

You can buy them here on Stockify instead. If the company decides to come out with an IPO later, it will announce it and file the papers with SEBI. Until then, unlisted shares are the only way to own a piece of the company.

Who owns Motilal Oswal Home Finance Limited?+

Motilal Oswal Home Finance is owned by the Motilal Oswal Group. The listed parent, Motilal Oswal Financial Services, holds 74.80% directly. Three other group companies (Motilal Oswal Finvest, Motilal Oswal Wealth and Motilal Oswal Investment Advisors) hold about 21.6% between them, which takes the group’s total to roughly 96.4%. The remaining 3.56% is held by others

How to check the daily price of Motilal Oswal Home Finance Limited unlisted shares?+

We update the MOHFL unlisted share price daily on our website with latest price charts. Check Stockify to know more.


Where can I get the best Motilal Oswal Home Finance Limited unlisted share price?+

You can get the best Motilal Oswal Home Finance unlisted share price at Stockify. We update the MOHFL unlisted share price daily on our website and price charts. Check our website to know more.

What is the minimum investment for Motilal Oswal Home Finance Limited unlisted shares?+

The minimum investment for Motilal Oswal Home Finance Limited unlisted shares is Rs 1 lakh. Get in touch with our team to ask about the current price and lot size

How long does it take to credit Motilal Oswal Home Finance Limited unlisted shares to a demat account?+
  1. Once we have confirmed your payment, we will transfer the shares to your demat account.

  2. Our average settlement time is 6 to 8 hours.

  3. You can verify the credit in your NSDL or CDSL demat account

Motilal Oswal Home Finance Limited (MOHFL) · Unlisted
₹9.61