Incred Holdings Unlisted Shares

You can easily buy InCred Holdings unlisted shares with Stockify. Just follow these steps.

1. Send your Client Master List (CML) to us through WhatsApp or email to admin@stockifyfintech.com.

2. Once your transaction is final, the invoice will be sent to your registered e-mail address.

3. Pay the agreed amount to the Stockify bank account mentioned in the invoice.

4. You can pay through RTGS, NEFT, IMPS, or a cheque transfer.

5. On payment confirmation, your shares will be transferred to your demat account within 24 hours.

Place your buy order here, and our team will contact you within 30 minutes.

You can easily sell InCred Holdings Unlisted Shares through Stockify. Here’s how:

1. Stockify will send you the Demat Client Master List (CML) by email.

2. Share your KYC details, including CML, PAN, and a cancelled cheque.

3. Have your shares transferred to Stockify's demat account.

4. We will transfer money to your bank account.

Place your sell order here, and our team will contact you within 30 minutes.

InCred Unlisted shares lock-in period changes by investor category. As per SEBI rules, you can sell you pre ipo shareholding for 6 months from ipo listing date. But there are some exceptions to this. With categories like venture capital funds, FVCIs, and Category II AIFs getting some exemptions. Investors should research independently before trading in unlisted shares.

It is completely legal to buy InCred Holdings unlisted shares in India through different online platforms, wealth managers, or brokers. They help with over-the-counter (OTC) transactions. Just make sure that you follow all the relevant laws and regulations by SEBI, the Securities Contracts Regulation Act, and the Companies Act, 2013.

Note: Check the Client Master List, share ownership and transfer documents, and then deal with a trusted broker. If you want to buy InCred Holdings unlisted shares, get in touch with our team at +91-8042453560.

Capital gains on InCred Holdings Unlisted shares will be taxed differently for short-term and long-term gains. 

• For unlisted shares sold within 24 months of holding them, they will come under short-term capital gains (STCG) and be taxed as normal income.

• For unlisted shares sold after 24 months of holding them, the gains will be long-term capital gains and taxed at 12.5% without any indexation benefit.

Some important points to note:

• You can offset a short-term loss against both short-term and long-term capital gains, and any loss that remains after that can be carried forward for 8 years, provided that you file your income tax return on time.

•  A long-term capital loss can be set off only against long-term gains, and any remaining loss can be carried forward for 8 years. This benefit is available as long as you file your return on time.

• The taxation rate for long-term capital gains (LTCG) was cut from 20% with indexation to 12.5% without indexation, effective 23 July 2024. This continues unchanged into FY 2026-27.

• LTCG from unlisted shares is fully taxable. The Rs.1.25 lakh exemption limit applies only to listed shares.
  

No recent change: The 2026 budget had no changes in rates or holding periods for unlisted shares. If you want to know how taxation applies to your unlisted share investment, contact our experts at Stockify with this number +91-8042453560.

Unlisted shares like InCred Holdings carry risks you should understand before investing.

1. Market Liquidity
   Unlike listed shares, unlisted shares are not traded actively. Selling your share to a buyer at market price may take time, increasing the risk of your investment getting stuck, or you will be compelled to sell at a lower price.

2. Price Fluctuations
   Unlike listed shares, unlisted shares may not be available every time. This limited availability sometimes creates heavy fluctuations in the market value of unlisted shares.

3. Regulatory risk
   Unlisted shares are traded privately and don't fall under the compliance of any stock exchange like BSE or NSE. An unauthorised platform creates the risk of fraud, failed delivery, or lack of settlement guarantees. There is no formal grievance redressal or dispute resolution in the unlisted market.

4. Limited Information
   Public companies have strict information and disclosure requirements. But there is no such need for unlisted shares. They don't need to disclose quarterly financial statements. operational changes, or shareholding patterns, which are usually done by publicly listed companies. This reduces diligence and trust in investors' research, increasing the risk before making investment decisions.

Make sure to carry out your independent research or consult a SEBI-registered financial advisor before investing in unlisted shares.

Incred Holdigs has filed a confidential pre-DRHP with SEBI on November 6, 2025. And SEBI approved it on February 5, 2026. On May 6, 2026, it filed an Updated DRHP.

The IPO has a fresh issue of up to Rs.1,250 cr and an offer for sale (OFS) of up to 9.9 cr shares. The shares are proposed to be listed on BSE and NSE. The dates, price band and lot size have not been announced yet. 

InCred Holdings is not listed yet. Investors who want to look at its unlisted shares before the IPO can explore the details on Stockify.

A Delivery Instruction Slip (DIS) is used by the Demat holder to inform the broker or bank to transfer a security from their account. 

Here is how DIS was used:

1. Enter the ISIN, number of shares, and the details of Stockify's demat account in the DIS. We will send you our details in an email.

2. Sign the slip and hand it to your Depository Participant (DP). If your DP offers an option to transfer funds online, you can follow the same instructions online.

3. Once the shares have been credited to your Stockify demat account, we will transfer the sale proceeds to your bank account.

Important: Make sure you only use the demat account details provided by our team to prevent any delays.

Incred Holdings is a profit-making company. Its profit has grown 13 times in the last 5 years from Rs 30.8 crore in FY22 to Rs 415.7 crore in FY26. The net profit margin in last financial year was 16.5%.

InCred Holdings is the parent company of the InCred group. It is the holding company of InCred Financial Services Limited, an RBI-registered NBFC. That NBFC gives loans to retail borrowers, such as personal loans, education finance, and SME lending. The company began in 2011 as KKR Capital Markets India and was renamed InCred Holdings in 2022. Almost all of its revenue comes through this main subsidiary. InCred Capital and InCred Money are not subsidiaries of InCred Holdings.

InCred Holdings is backed by its founder group and several well-known investors. The main ones are:

• Bhupinder Singh and his promoter group: The founder and CEO’s group holds about 21% of the company. This is made up of Bhupinder Singh (0.75%), B Singh Holdings (15.84%) and other promoter group holders (4.37%). 

• KKR India Financial Investments: The global investment firm KKR is a big early backer. It is selling about 4 crore shares in the IPO, the most of any seller. 

• Manipal Group (MNI Ventures and MEMG Family Office): They plan to sell up to 1.98 crore and 1.01 crore shares in the IPO.

• Others: The Mohandas Pai Family, Moore Strategic, and V’Ocean Investments are also set to sell shares.

1. Once we have confirmed your payment, we will transfer the shares to your demat account.

2. Our average settlement time is 6 to 8 hours.

3. You can verify the credit in your NSDL or CDSL demat account

The minimum investment for InCred Holdings unlisted shares is Rs 1 lakh. Get in touch with our team to ask about the current price and lot size.