Fino Unlisted Shares

Fino Paytech Limited Unlisted Shares

BUY AT INR 166.0

3/5
Most Active

Key Indicators

KEY INDICATORS
2023
FACE VALUE/SHARE
10.0
BOOK VALUE/SHARE
50.0
PRICE TO EARNING (PE)
65.8
PRICE/SALES
1.7
PRICE/BOOK
3.4
OUTSTANDING SHARES (Million)
127.5
MARKET CAP (Rs.Million)
21828.0
DEBT/EQUITY
3.1
DIVIDEND/SHARE
37.7
DIVIDEND % (ON CMP)
25.1%
RETURN ON TOTAL ASSETS
1.9%
RETURN ON EQUITY
7.6%
ROWC
6.5%

* Ratio is calculated based on latest financial & current share price.

About The Company

Fino Paytech, founded on 13th July, 2006, is headquartered at Mumbai, with offices across India. It is a business and banking technology platform combined with an extensive services delivery channel, whose vision is to fulfil every financial service needs of its customers, and thus become their universally preferred choice. Fino Paytech is an institutional investor-driven company owned by international and Indian investors. The company has emerged as a though leader, innovator, and implementer of technology solutions for institutions like banks, micro-finance institutions, government entities, and insurance companies. As an alternate banking channel, Fino Paytech enables seamless end-to-end customer sourcing and servicing. Fino Paytech Limited Group is primarily engaged in providing technology-based solutions and services related to financial inclusion. It is a business and banking technology platform combined with extensive services delivery channel. The Group includes a Non-Banking Financial Company – Non-Deposit Accepting or Holding Company (‘NBFC-ND’) registered with Reserve Bank of India (‘RBI’). It is engaged in providing finance to poor women in rural areas of India who are organized as Joint Liability Groups (‘JLG’). Group services institutions like banks, microfinance institutions, government entities, and insurance companies.
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Pricing Trend

Financials

Revenue Growth %

EBDITA Margin %

EPS Growth %

Profit & Loss Summary

(All Amount in INR Millions)

PROFIT AND LOSS
2023
2022
2021
2020
2019
2018
PROFIT AND LOSS
2023
2022
2021
REVENUE
12913
10506
8604
8529
5474
3769
REVENUE
12913
10506
8604
EXPENSE
11244
10286
8043
7791
5112
4710
EXPENSE
11244
10286
8043
EBDITA
1669
220
561
738
362
-941
EBDITA
1669
220
561
OTHER COST
1046
738
1059
937
902
820
OTHER COST
1046
738
1059
PBT
623
-518
-498
-199
-540
-1761
PBT
623
-518
-498
TAX EXPENSE
122
13
6
11
194
-89
TAX EXPENSE
122
13
6
PAT
501
-531
-504
-210
-733
-1672
PAT
501
-531
-504
OTHER INCOME/EXP.
-14
9.8
-20
-12
14
15
OTHER INCOME/EXP.
-14
9.8
-20
INCOME (NET OF TAXES)
487
-521
-524
-222
-719
-1657
INCOME (NET OF TAXES)
487
-521
-524
OUTSTANDING SHARE
131
109
128
128
128
127
OUTSTANDING SHARE
131
109
128
EPS ( Rs/share)
2.6
-4.5
-3.9
-2.0
-6.0
-13.0
EPS ( Rs/share)
2.6
-4.5
-3.9

Balance Sheet

(All Amount in INR Millions)

BALANCE SHEET
2023
2022
2021
2020
2019
2018
BALANCE SHEET
2023
2022
2021
CASH & CASH EQUIVALENT
3993
15015
2866
3500
5289
4034
CASH & CASH EQUIVALENT
3993
15015
2866
NON CURRENT ASSET
3508
2718
2257
2817
2482
2741
NON CURRENT ASSET
3508
2718
2257
CURRENT ASSET
18700
7808
7523
4305
4905
5135
CURRENT ASSET
18700
7808
7523
TOTAL ASSET
26201
25542
12647
10622
12676
11910
TOTAL ASSET
26201
25542
12647
EQUITY SHARE CAPITAL
1044
1330
1232
987
985
981
EQUITY SHARE CAPITAL
1044
1330
1232
RESERVES
5331
11251
474
1192
1408
2578
RESERVES
5331
11251
474
TOTAL EQUITY
6375
12581
1705
2178
2394
3559
TOTAL EQUITY
6375
12581
1705
NON CURRENT LIABILITY
583
544
1014
1345
2072
2422
NON CURRENT LIABILITY
583
544
1014
CURRENT LIABILITY
19243
12417
9928
7098
8210
5929
CURRENT LIABILITY
19243
12417
9928
TOTAL LIABILITIES
19826
12961
10942
8443
10282
8351
TOTAL LIABILITIES
19826
12961
10942
TOTAL EQUITY & LIABILITY
26201
25542
12647
10622
12676
11910
TOTAL EQUITY & LIABILITY
26201
25542
12647

Cash Flow Summary

(All Amount in INR Millions)

CASH FLOW
2023
2022
2021
2020
2019
2018
CASH FLOW
2023
2022
2021
OPERATING ACTIVITY
3871
2174
4429
736
1291
-1070
OPERATING ACTIVITY
3871
2174
4429
INVESTING ACTIVITY
-5388
6712
-4162
-1842
1552
-279
INVESTING ACTIVITY
-5388
6712
-4162
FINANCING ACTIVITY
-5065
204
-766
-1762
-14
741
FINANCING ACTIVITY
-5065
204
-766
NET CASH FLOW
-6582
9090
-499
-2868
2830
-608
NET CASH FLOW
-6582
9090
-499

Shareholders

Shareholders
Bharat Petroleum Corporation Ltd
ICICI Prudential LI Co. Ltd
ICICI Bank Limited
Blackstone GPV Capital Partners
HAV 3 Holdings Ltd
ICICI Lombard General Insurance Co Ltd
International Finance Corporation
Union Bank Of India
Exide Life Insurance Company Limited
All Others
%
26.9
10.4
9.1
6.9
6.8
6.2
6.0
4.1
2.6
20.9

Registered Address

Management

Ashok Kini
Chairman
Rishi Gupta
Managing Director & CEO
Rakesh Tripathi
Chief Financial Officer
Ravindra Gupta
Company Secretary

Annual Reports

Quarterly Reports

NEWS

The Economic Times
Fino Bank promoters vote out its chairman and independent director
1
Digital payments to likely grow at 30-35% for Fino Payments Bank versus 25% sectoral growth, says Rishi Gupta, MD & CEO
line
Fino Operationally doing well As migrant workers return to work, domestic remittances rise
newss
Blackstone may get 5x return on Fino investment
Moneycontrol
Know more about IPO-bound Fino Payments Bank In five charts
Moneycontrol
Fino Payments Bank gets Sebi nod to float IPO, likely to raise Rs 1,300 crore
The Economic Times
IPO-bound Fino PayTech to raise Rs 75 crore via right issue
newss
Fino Payments Bank in its ipo filing with sebi disclosed a profit.
newss
Fino Payments Bank Looking at Reverse Merger with Holding co
44
Fino Payments Bank IPO: Fighting For Deposits But Still India’s Top Payment Bank Network
The Economic Times
Fino DRHP: A rural-focussed payments bank wants to IPO
newss
SEBI allows payments banks to act as investment bankers .
INC42
How Phygital Approach Helped IPO-Bound Fino Payments Bank Turn Profitable
newss
List of share holders
LIVE Mint
Fino Payments Bank files papers with Sebi for IPO
newss
RBI Weights MFI Repayment Cap at Half of Households Annual Earning
FE
In ‘no rush’ to become an small finance bank: Fino Payments Bank
BLOOM
Fino Payments Bank Moves Closer To Initial Public Offering
The Economic Times
Fino Payments Bank Q2 results: Net profit at Rs 4.5 cr
The Economic Times
Fino Payments Bank adds upto 300 more points at BPCL outlets in Tamil Nadu
4
Fino Payments Bank aims for 10 lakh customer touchpoints by March 2023
INC42
Fino Payments Bank’s Q3 PAT Zooms To INR 19.1 Cr As High Margin Revenue Improves
Business Standard
Fino Payments Bank records over 35% YoY rise in Q3 PAT
vc
Blackstone-Backed Fino Payments Bank's PAT Up 75% In Q2
INC42
Fino Payments Bank To Raise INR 1,300 Cr Through IPO
drive news
Fino Payments Bank and Rajasthan Royals ties up for Digital Banking Partner
INC42
Fino Payments Bank’s Q2 PAT Zooms 41% YoY To INR 19.5 Cr
INC42
Fino Payments Bank’s Q2 PAT Zooms 41% YoY To INR 19.5 Cr
line
Fino Payments Bank applies to RBI for small finance bank license
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Latest Articles From The Experts

Stockify Fintech Pvt. Ltd

Why Did Fino Paytech Ltd Unlisted Shares Fall 53% In The Pre-IPO Market?

How Aligned Are Fino Paytech Ltd. Offering To Meet Market Demands?

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About Fino Paytech Ltd Unlisted Shares

Established in 2006, Fino Paytech Ltd is an institutional investor-driven company owned by Indian and International investors. The company offers products like FINO Tijori, a biometric smart card, smart cards (FINOsaral), end-to-end loan management solutions, etc. The company’s authorised share capital is INR 85.00 CR., and the total paid-up capital is INR 83.21 CR. The major shareholder of the company includes Bharat Petroleum Corporation Ltd (28.61%), ICICI Bank (5.79%), ICICI Lombard General Insurance (5.32%), ICICI Prudential Life Insurance (11.4%) and Blackstone GPV Capital Partners (7.56%). In addition, the company is also performing well in the share market, and Fino Paytech Ltd unlisted shares become a golden opportunity to earn high ROI.

Fino Paytech Limited is a technology solution provider that provides its services to banks and investment firms. It was founded in 2006, and since then, it has had a significant impact on the industry. Recently, the CEO of Fino Paytech Limited made an announcement where he said that the company is looking to upgrade to a small finance bank. This could be a very big development for the investors and stakeholders of the company. 

Fino Paytech Ltd Unlisted Share Price Overview

The stock market is unpredictable, and so are Fino Paytech Ltd unlisted shares India. The unlisted shares of Fino Paytech surged about 20% to Rs 380-400 in the market within the hours of SEBI’s nod last year. However, the prices keep on fluctuating in the unlisted share market.

Look at the price chart of Fino Paytech Ltd unlisted shares below.

Fino Paytech has been performing quite well in the market and that is reflected on its share price as well. When it comes to the share price of Fino Paytech Limited, it ranges from somewhere around ₹125 to ₹135. So you can see that the share price remains somewhat similar. Other than this, Fino Paytech Limited also pays dividends to its shareholders from time to time.

Why Buy Fino Paytech Ltd Unlisted Shares?

Fino Paytech Ltd has a growing client base since the company operates in the financial technology (Fintech) sector, which is currently valued at $31 Bn and is expected to be $150 bn by 2025, at a CAGR of 22%. Last year, the company earned a flabbergasting profit, as shown in the table below. Further, they plan to leverage AI to provide better services to their customers. So, Fino Paytech Ltd unlisted share is the best investment opportunity for you. Grab it.

Fino Paytech Limited can be a very good asset to own. The most important thing in the Unlisted share market is a company’s financial performance in recent years. When it comes to Fino Paytech Limited, its financial performance has been nothing short of robust. In FY 2021-2022, the company generated a revenue of ₹1,050 crore and had a net loss of ₹53 crore. Whereas in FY 2022-2023, the revenue went up to ₹1291, and the company was finally able to make a profit of ₹50 crore.

 

Financial performance of the company for last 3 years (Rs in Crore)

Particulars FY22 FY21 FY20
Equity capital 109.17 99.38 98.65
Reserve & surplus 1005.54 41.36 89.49
Net worth 1138.54 170.07 217.48
Book value per share Rs. 104.36 17.11 22.05
Total income 1050.63 860.37 852.91
Profit 53.15 3.94 1.66

How To Apply For Fino Paytech Ltd Unlisted Shares Online?

Buying and selling unlisted shares is easy with Stockify. Our experts will walk you through the research and details. We provide you with key information, such as revenue growth, EBITDA margin reports, EPS growth, key performance indicators, etc., to make the buying process easy. Our experts will take care of everything, including KYC verification. So, connect with us today!

Check Fino Paytech Ltd Unlisted Share Price Today At Stockify

At Stockify, we regularly update Fino Paytech Ltd unlisted share price on the basis of market fluctuations. Our experts keep themselves updated with the share market trends and major changes and thus update prices daily. Fino Paytech Ltd unlisted share price today is Rs. 149.0. Stay tuned by subscribing to our newsletter.

Check Out Prices Of Other Unlisted Shares On Stockify

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FAQ On Fino Paytech Ltd Unlisted Shares

Due to past performance and potential to grow, investment in Fino Paytech Ltd unlisted shares is a wise choice. At Stockify, you can easily buy and sell unlisted shares of Fino Paytech Ltd. You just need to connect with our expert share brokers, and they will help you throughout the process.
If you are wondering how to sell Fino Paytech Ltd shares online, just fill out basic details in the form and our experts will get back to you. Right from the initial deal to the final transfer of shares, our unlisted share brokers will help. Check out the list of the best unlisted shares in India or reach out to reputed unlisted share dealers online.
SEBI has recently reduced the lock-in period from 1 year to 6 months. There is a minimum lock-in period of 6 months from the date of purchase of unlisted shares. However, these shares can be freely transferable before listing in NSE/BSE. Connect with unlisted share experts at +91-80 4113 3935/+91-7353266646
In the recent, unlisted share market in India is spreading its wings and becoming quite big. Some highly recognized companies like Reliance, HDB finance and even the National Stock Exchange are trading unlisted stocks. At Stockify, we allow you to buy and sell any number of Fino Paytech Ltd unlisted shares as per your budget or needs. Customise your unlisted share trading experience.
Yes, this is 100% legal and safe to buy unlisted shares of Fino Paytech Ltd. However, this is applicable when you buy Fino Paytech Ltd unlisted shares from reliable and known unlisted share dealers. You can request a quote or trade online at Stockify, we are ready to assist you.
There is no difference between the tax of unlisted and listed shares. Short-term capital gain taxes are usually paid on the profit of shares held for one year or less. A rate of 15% will be charged as STCG tax and surcharges will be added based on the period of your holding. Buying unlisted shares in bulk? Talk to our experts to learn more.
Applicability of Taxes on Fino Paytech Ltd unlisted shares once it is listed?
The credit transfer process is also the same for both listed and unlisted stocks. Once the share is transferred it will be reflected in your depositary/Demat account NSDL/CDSL. You can also check it online by logging into the NSDL/CDSL account.
At Stockify, we have simplified the whole process of unlisted share trading. A basic KYC is required for investing in unlisted stocks. For KYC verification, you will need to show Adhar | PAN | Demat CML For NRI |PAN|DEMAT CML| NRO Bank statement. Want to know more about how to buy unlisted shares in India? Connect with expert share brokers today!
There are multiple factors such as Demand/Supply of shares, valuation of the companies & multiple other factors that affect the returns on any unlisted shares. For eg. Investment of 1 Lakh in CSK shares in 2019 is worth 20 lakhs today in 2022 (20x returns in just 3 year). The return on investment of unlisted shares also varies depending on the period of holding. Estimating a return on unlisted shares requires in-depth knowledge and understanding of the industry. So, you can connect with our unlisted share experts to get a greater share of profit
Due to past performance and potential to grow, investment in Fino Paytech Ltd unlisted shares is a wise choice. At Stockify, you can easily buy and sell unlisted shares of Fino Paytech Ltd. You just need to connect with our expert share brokers, and they will help you throughout the process.
You can easily buy Fino Paytech Ltd unlisted shares with Stockify. We can guide you throughout the process to make it an easy investment for you.
The lock-in period can last between 6 months from the date of acquisition. For more information, connect with experts at Stockify.
If you sell shares after 2 years, then you will have to pay long-term capital gain on Fino Paytech Ltd unlisted shares, and the capital gain will be 20% with indexation benefits.
You can easily check Fino Paytech Ltd unlisted share price at Stockify. We regularly update the prices of unlisted shares based on market fluctuations.
Stockify is India’s leading marketplace for buying pre-IPO shares. We have 10+ years of experience and served thousands of clients with 5000+ successful deals. Connect with us today.
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